Personal Credit Report Assessment · R395 once off
Understand your credit report. Take the next step with confidence.
Unsure what the entries on your credit report mean, or what to address before your next application? Get a personal multi-bureau assessment with professional analysis, practical recommendations, a clear action plan and a consultation about your findings.
R395 once off. No subscription. Consultation included.
Further correction or removal work is optional and quoted separately. Once-off assessment. No subscription. Any further work is quoted separately.
Start your personal credit assessment
Complete the form below to start your order. Your R395 once-off assessment includes professional analysis, an action plan and a consultation about your findings.
Personal Credit Report Assessment
Multi-bureau review · Personal action plan · Included consultation
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Ordering an assessment does not commit you to further services. Where additional assistance is appropriate, the scope and cost are explained separately.
Read our Terms & Refunds and Privacy Policy before providing additional details.
No subscription. Consultation included. Further work is your choice.
More than a report: understand what to do next
A list of accounts and a score can leave you with more questions than answers. The assessment helps you interpret your credit information, identify issues worth investigating and organise your next steps.
Multi-bureau review
Review information from more than one credit bureau within your assessment's agreed scope.
Listing analysis
Understand relevant adverse entries, judgments and reported debt-review information, and which issues may need further investigation.
Practical recommendations
Understand possible next steps and the distinction between information that may be corrected and accurate history.
Personal action plan
Bring your findings and recommendations together in an organised sequence you can follow.
Included consultation
Discuss your personal-assessment findings and recommended next steps directly with the team.
What multi-bureau review means
Multi-bureau means the package reviews information from more than one credit bureau. It does not mean unlimited searches, every bureau in South Africa or access to all information a lender may use.
When reports look different, compare the underlying information rather than only the score.
A consultation about your findings is included
The personal assessment includes a consultation so you can discuss the findings and recommended next steps. You do not need an initial sales call to begin.
From uncertainty to a practical next step
Start your order
Complete the order form and follow instructions for the R395 once-off assessment.
Complete authorisation
Follow the assessment process for the information and authorisation needed.
Understand your findings
Review the analysis, recommendations and action plan, and discuss them in your consultation.
Choose what happens next
Any additional assistance is optional and quoted separately. You decide whether to proceed.
Your findings first; further work is your choice
Your assessment gives you findings and options - not a commitment to buy more services. Where further work may help, ask for a clear explanation of the scope, cost and expected stages before deciding.
Compare assessment charges and separately agreed work, and read the terms governing fees and payment.
Scope limits and free options
What the assessment does not include
The assessment provides analysis and recommendations. It does not include correction or removal work, cancel debt, erase accurate history, or guarantee a score increase or credit approval. Any further service has its own scope and fee.
• Debt review removal is separate: enquire about debt review removal
• Prescribed accounts removal is separate: enquire about prescribed debt
Free options you can use directly
You can obtain your credit report directly from credit bureaus and dispute inaccurate information yourself at no cost. Paid interpretation is optional.
Our guide compares free credit reports vs paid assessment so you can choose the right option for your situation.
Frequently asked questions
Know where you stand. Decide what to do next.
Start your personal credit assessment for R395 once off, with an action plan and an included consultation.
Ready to understand your credit record?
Start with a professional assessment of your credit information, then decide whether any separately quoted help is right for you.
Once-off assessment. No subscription. Any further work is quoted separately.